The first step is to find the right Realtor® … TNT
… because we will very honestly guide and assist you to your best current decision, and then to your best home choice if that’s the path you choose.
But have no doubt … it’s an absolute certainty … If you are renting your residence, you should be considering a home purchase. Yes, the appropriate conclusion MAY be to continue renting, but you should objectively review your rent-vs-buy analysis at least yearly. Over every ten-year term the last century, even 2008 to 2018, home ownership has been the biggest source of wealth increase for most Americans
At the bottom of this page are links to several pages on this website and elsewhere related to important home buying issues. This page is focused on topics likely of interest to first-timers … and the ways Arizona and Maricopa County are different.
A very major point of difference in Maricopa County Arizona
There are home buyer assistance programs available here
that literally GIVE substantial amounts of money
to qualified home buyers
that is NEVER paid back
if you stay in the home five years.
And the qualification requirements
are NOT particularly restrictive.
We’ve guided home buyers to acquire such assistance
… THIS IS REAL …
For most of the programs,
it is NOT necessary to be a first-time buyer
but first-timers can really get a big boost here.
We, TNT, believe that buying a home should be an exciting adventure … and fun! But before you jump head-first into the waters of real estate, you really do need to do some “homework”, but we promise to keep that as brief as possible and, hopefully, interesting.
There are legitimate reasons some folks should continue to rent … a couple of which are: (1) you don’t expect to live in the area more than a couple of years, and (2) your current financial health is in disrepair. We will take the time to go through each and every step of the home buying process, answer all your questions … there are no dumb questions … guide you to the confidential services of a lending professional, and then review all the issues to assist you to you proper rent-vs-buy conclusion.
If the proper final decision is to not purchase, we will be the first to suggest that.
For the first-time home buyer, the process and the numbers involved may be intimidating. No problem! Ease into it … with the first step being to give us a call … almost certainly, you’ll save a lot of time, plus are much more likely to come to the best decision. We will explain the process simply yet fully so you are confident of your understanding. And we will assist and guide your analysis. If the decision is to purchase, we will guide through the search and acquisition process. If the decision is to continue renting, we will outline your best path to a purchase later on if you want to plan for that.
Best of all … for buyers TNT services are FREE! … You will NOT pay even a penny … not up front … not ever … for the guidance, advice and services we provide to you as a Buyer. Our compensation is paid as a net reduction in Seller cash proceeds.
If there is no transaction, we are not paid anything for the services performed for you … and that’s perfectly OK. We are truly delighted to guide and assist you through the initial analysis to decide to buy a home, or not … including show you homes in your price range so you have a good feel for “what you get for what your pay” as part of that analysis. Such an analysis could take as little as an hour or so, or a good part of a couple days.
Together, we will consider:
• How much you can comfortably afford.
• What characteristics of the home are needed to fit your needs
• Beyond needs, what are your preferences
• How to qualify for a loan
• How to qualify and apply for the assistance programs if you are interested
• How much cash you should put down
• How much your payments would be.
• The tax advantages of buying.
• What are the likely ongoing costs.
• And, finally, is renting or buying better for you?
Have questions? Give us a call! We’re here to help. There’s no obligation … No strings attached.
Our intent is to exceed every client expectation.
Our #1 goal is to earn your trust for “My Realtor!”
Give us a call, text or email.
You’ll be really glad you did.